Terms and Conditions

# **Terms and Conditions**

**Effective Date:** January 18, 2020

**Company Name:** Digi Financial Services LLC ("DigiFinance")

**Jurisdiction:** Cayman Islands

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## 1. **Introduction**

Welcome to DigiFinance. These Terms and Conditions ("Terms") govern your access to and use of our website, platform, products, and services (collectively, the "Services"). By using our Services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree with these Terms, you must discontinue use of our Services immediately.

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## 2. **Eligibility**

To use DigiFinance Services, you must:

* Be at least 18 years old or of legal age in your jurisdiction.

* Not be a resident of any country sanctioned by the Cayman Islands or international financial authorities.

* Provide accurate, complete, and up-to-date information during registration and verification processes.

* Pass our Know Your Customer (KYC) and Anti-Money Laundering (AML) checks.

We reserve the right to refuse service to anyone at our sole discretion.

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## 3. **Account Registration**

When you create an account with DigiFinance, you agree to:

* Provide truthful and accurate information.

* Maintain the security of your login credentials.

* Accept full responsibility for all activities under your account.

* Notify us immediately of any unauthorized use of your account.

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## 4. **KYC & Compliance**

DigiFinance complies with international AML and KYC regulations. By using our Services, you agree to submit documentation and undergo identity verification procedures. Failure to comply may result in account suspension or termination.

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## 5. **Services Offered**

DigiFinance provides digital offshore financial services, including but not limited to:

* Remote account opening

* Multi-currency accounts

* Cross-border fund transfers

* Business banking solutions

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without notice.

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## 6. **Fees and Charges**

Certain Services may incur fees, which will be disclosed prior to use. You agree to pay all applicable fees associated with your account and Services used. We reserve the right to adjust our fees at any time.

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## 7. **Acceptable Use**

You agree not to use our Services to:

* Violate any laws or regulations

* Engage in fraudulent or illegal activities

* Transmit harmful or malicious code

* Infringe on any intellectual property rights

* Conduct business related to prohibited industries (e.g., illegal gambling, weapons, unlicensed pharmaceuticals)

Violation of this policy may result in suspension or permanent termination of your account.

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## 8. **Privacy**

Our **Privacy Policy** governs how we collect, use, and store your personal information. By using our Services, you consent to the practices outlined in the Privacy Policy.

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## 9. **Intellectual Property**

All content on our website and platform—including text, design, logos, graphics, and software—is the property of DigiFinance or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, or use our content without prior written consent.

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## 10. **Limitation of Liability**

To the maximum extent permitted by law, DigiFinance shall not be liable for:

* Any indirect, incidental, or consequential damages

* Loss of data, profits, or reputation

* Delays or disruptions due to third-party providers

* Unauthorized access to or alteration of your data

Your sole remedy for dissatisfaction with our Services is to stop using them.

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## 11. **Disclaimer of Warranties**

Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied. DigiFinance does not guarantee uninterrupted access, timely delivery, or error-free operation.

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## 12. **Suspension and Termination**

We may suspend or terminate your account at any time, with or without cause, and without prior notice. Grounds for termination include, but are not limited to:

* Violation of these Terms

* Failure to comply with KYC/AML policies

* Fraudulent or suspicious activity

Upon termination, your access to Services will be revoked, and applicable data will be handled in accordance with regulatory requirements.

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## 13. **Indemnification**

You agree to indemnify and hold DigiFinance, its directors, employees, and partners harmless from any claims, liabilities, damages, or expenses arising from:

* Your misuse of the Services

* Your violation of these Terms

* Your infringement of any rights of another party

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## 14. **Governing Law and Jurisdiction**

These Terms are governed by the laws of the **Cayman Islands**, without regard to conflict of law principles. Any disputes shall be resolved exclusively by the courts of the Cayman Islands.

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## 15. **Changes to These Terms**

We reserve the right to modify these Terms at any time. Updated versions will be posted on our website with the "Effective Date." Continued use of our Services constitutes acceptance of the revised Terms.

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## 16. **Contact Us**

If you have any questions about these Terms, please contact us